PERSONAL LOAN

Be it your urgent Business Need or Marriage in your Family or a Dream Holiday Plan or Sending Your Child abroad for higher education, Personal Loan helps you in every aspect.

A Personal Loan is an unsecured Loan where a borrower is not required to put any co-lateral against the loan. Personal loan is very expensive and the rate of interest charged by lender is high just to minimise his own risk. The repayment period varies from 12 to 60 months. Personal Loan is disbursed within 48 – 72 hours and the documentation process is also very simple and hassle free. Personal Loan is available from Rs 50,000/- to Rs. 15,00,000/-

ELIGIBILITY & CRITERIA

Salaried Person

(1) Minimum Age should be 21 years and Maximum should be 60.
(2) Annual Income should be more than 1,20,000/-
(3) Monthly Income should not be less than 20,000
(4) Should be employed for min 1 years and max 3 years.

Self Employed

(1) Minimum Age should be 21 years and Maximum should be 65.
(2) Annual Income should be more than 1,20,000/-

Documentation Required

Applicants

♦  Complete Loan Application
♦  3 Passport Size Photograph
♦  Identity Proof (Adhar Card, Voter Id, Passport, Driving)
♦  License / PAN CARD
♦  Residence Proof ( Electricity Bill or Telephone Bill )
♦  Proof of business for Non Salaried Individuals
♦  Bank Statement for last 6 months

Guarantor / Co-Applicants

♦  Personal Assets & Liabilities
♦  2 Passport Size Photographs
♦  Identification Proof
♦  Proof of Residence

Additional Documents for Salaried Individuals

♦  Salary Certificate or Salary Slip for last 3 Months
♦  TDS Certificate on Form 16 or
♦  Copy of IT Returns for last 2 years signed by IT Dept.



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